21-Day Financial Fast

Day 1: Commit to No Unnecessary Spending

• Challenge yourself to avoid all non-essential spending for the next 21 days. Spend
• only on necessities like bills, groceries, and transportation.

 Scripture: "Whoever loves money never has enough; whoever loves wealth is never satisfied with their income." (Ecclesiastes 5:10)

Day 2: Pray for Financial Healing

• Reflect on past financial mistakes or stress and ask God to bring healing to your finances. Release guilt, shame, or fear around money.

Scripture: "The Lord is my shepherd, I lack nothing." (Psalm 23:1)

Day 3: Do a Personal Financial Checkup

• Review current income, expenses, and debt. Look for areas where you can cut back or save more.

Scripture: "The plans of the diligent lead surely to abundance." (Proverbs 21:5)

Day 4: Practice Contentment

• Focus on being content with what you have. Avoid comparing your financial situation with others and thank God for His provision. 

Scripture: "But godliness with contentment is great gain." (1 Timothy 6:6)

Day 5: Fast from Unnecessary Purchases

• Avoid buying any "wants" today (e.g., coffee, new clothes, gadgets). Reflect on how often you spend money impulsively and how it affects your finances.

Scripture: "Keep your life free from love of money, and be content with what you have."(Hebrews 13:5)

Day 6: Seek God’s Purpose for Your Wealth

• Reflect on how God wants you to use your money to serve His kingdom. Are you giving, saving, and spending in alignment with His will?

Scripture: "For where your treasure is, there your heart will be also." (Matthew 6:21)

Day 7: Trust God with Your Finances

• Meditate on trusting God to meet your financial needs, even when the future seems uncertain.

Scripture: "And my God will meet all your needs according to the riches of His glory in Christ Jesus." (Philippians 4:19) 

Day 8: Pray for Financial Discipline

• Ask God for the discipline to make wise financial decisions and avoid temptations

that lead to overspending or debt.

Scripture: "For the Spirit God gave us does not make us timid, but gives us

power, love and self-discipline." (2 Timothy 1:7)

Day 9: Break the Spirit of Debt

• Commit today to breaking free from debt. Pray for guidance on how to repay your

debts and avoid new ones.

Scripture: "The borrower is slave to the lender." (Proverbs 22:7)

Day 10: Avoid Eating Out

• Commit to cooking all your meals at home. This will not only save money but

encourage healthier habits.

Scripture: "The diligent hand will rule, but laziness ends in forced labor."

(Proverbs 12:24)

Day 11: Declutter and Sell Unused Items

• Find unused or unwanted items in your home and sell them. Use the money to pay

off debt or save.

Scripture: "She is like the merchant ships, bringing her food from afar."

(Proverbs 31:14)

Day 12: Pray for Financial Wisdom

• Ask God for wisdom in making major financial decisions and investments.

Scripture: "If any of you lacks wisdom, you should ask God, who gives

generously to all without finding fault, and it will be given to you." (James 1:5)

Day 13: Cut Unnecessary Subscriptions

• Review your subscriptions (e.g., streaming services, memberships) and cancel any

that you don't need.

Scripture: "Go to the ant, you sluggard; consider its ways and be wise!"

(Proverbs 6:6)

Day 14: Reflect on Your Spending Habits

• Look at your spending for the week. Identify patterns of wasteful spending and

pray for self-control.

Scripture: "No discipline seems pleasant at the time, but painful. Later on,

however, it produces a harvest of righteousness. (Hebrews 12:11)

Day 15: Set Up an Emergency Fund

• If you don’t already have one, start an emergency savings account. Even small

amounts saved regularly can create financial security.

Scripture: "The wise store up choice food and olive oil, but fools gulp theirs

down." (Proverbs 21:20)

Day 16: Give Generously

• Give to someone in need or support a ministry. Generosity shifts the focus from ourselves to others and increases faith in God's provision.

Scripture: "Give, and it will be given to you. A good measure, pressed down, shaken together, and running over, will be poured into your lap." (Luke 6:38)

Day 17: Review Your Investments & Insurance Policies

• If you have investments or Life Insurance review them with a professional and pray for wisdom to manage them wisely. If not, research how to start investing. 

Scripture: "Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land." (Ecclesiastes 11:2)

Day 18: Pray for Future Financial Opportunities

• Ask God to open doors for financial growth and business opportunities. 

Scripture: "Commit your work to the Lord, and your plans will be established." (Proverbs 16:3)

Day 19: Save for a Purpose

• Identify a meaningful financial goal (e.g., saving for kids college fund, a home, or

retirement) and start putting money aside for it. 

Scripture: "A good person leaves an inheritance for their children’s children." (Proverbs 13:22)

Day 20: Teach Others About Financial Stewardship

• Share what you've learned during the fast with family or friends. Encourage them to seek God’s guidance in their finances.

Scripture: "Instruct them to do good, to be rich in good works, to be generous and ready to share." 

(1 Timothy 6:18)

Day 21: Celebrate and Give Thanks

Celebrate completing the 21-day financial fast. Give thanks to God for the lessons learned and the discipline gained. Reflect on the changes you’ve made and how you can continue to walk in financial faith. 

Scripture: "Give thanks to the Lord, for He is good; His love endures forever." (Psalm 107:1)

After completing the 21-day financial fast, continue to monitor your progress. Revisit your goals,

adjust your budget, and keep your heart aligned with God’s financial principles.